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Flaming sword

   Flaming Sword posted on Coffee Klatch  Ok, stupid question time. I turned 70 in May. Applied for Social Security for the first time. I still work at a full time 40 hr week job with insurance, 401k, etc.. SS signed me up for Medicare-basic part A at the same time. I assume my company will balk at the double coverage soon? Where does one go to find about supplemental coverage, what I should take? All of it,some of it? I am totally in the dark about this. Do I need to sit down with a professional to explain this to me? Where do I go? I have no intention of relying on the internet for something so important. I don't know Part A,b,c,d,e,f, from a hole in the ground.
July 29 at 19:07 EST .

   6 people like this.

   Jerico  Well medicare is always your primary insurance. Anything else is secondary. Medicaid always pays last. Part A = HIB or inpatient hospital. Part B = SMIB or supplemental medical insurance benefits-covers dr bills, er, etc. Medicare D-RX you have to sign up for a plan. It is best to speak with your pharmacist to see what plan is going to benefit you the most. There are HMO plans also. Medicare B and D have a cost. D's cost depends on which plan you pick.

I hope this helps
July 31 at 06:24 EST .

  5 people like this.

   Tulsa  You should receive Medicare & You 2018 in Sept. or Oct. Section 1 explains the Parts.

Part A is free. Part B is dr. and is deducted from your 'award check monthly'. Federal taxes are deducted monthly.
Part D is deducted monthly if you designate it so when signing up annually. Part D is optional.

You sign up for Part D (prescriptions ) annually from Oct. 15 thru Dec. 7. You may go on line to sign in and compare part D plans. Which meds they cover is as important as the cost of meds.

If you are on meds and join a Part D plan, they must fill your meds the first time. That gives you time to be pre approved (required of some meds ). You will see a PA by the medication. If a med is not on the drug plan you may request a formulary exception. They will fax your dr office and see if you can take something they offer. Your dr. simply as to say no, I want the patient to take what I prescribed and they usually approve the exception.

Medicare pays '80%' (it doesn't ) and Supplemental pays '20% of what Medicare pays. (note Medicare does not pay 80% ) Most drs. write off the difference. Some will bill you the difference. Same with hospitals.

The supplemental you chose is yours FOREVER. Their rates can and will go up and you have no say. You can not change plans. You may pay them or have this drafted from you checking acct.

There is an organization called SHIIP 1-800-224-6330. Call them and ask if there is a Seniors org in your town that will help you sign up for Part D if you want part D. Once you what them do it, you can do it yourself on line.

They also supply prices for Supplemental plans and which plan they recommend for seniors.

Another senior you know can be a big help with all this.

Best wishes
August 5 at 13:03 EST .

  4 people like this.

   Tulsa  I may be incorrect, but I believe you must be signed up for Part A and Part B to get part D (prescriptions ) which means you are receiving a SS check. Part C is medicare Advantage and covers more like ? possibly prescriptions?(Pls verify this with SHIIP ) The info I provided in my first comment is for 'original medicare'.

Understand medicare does not pay 80%, so supplemental is paying 20% of what medicare determines a dr or hospital 'should be charging'. You have to see the numbers to believe it.

And medicare only kicks in after your annual deductible is met. Your supplemental may or may not pay that deductible. Each plan is different.

It's rilly and truly not this confusing after the first year. And there are entire organizations for seniors that walk you thru it. Call your local 'meals on wheels' office and ask if they help seniors with medicare and part d (if you want part d ).

A trip to the SS office may be required. You can not have medicare and ins from your employer. It's one or the other. So unless you are retiring, do not sign up for Part B. ...or get part D (presc ) or Supplemental until absolutely necessary.

But you MUST ask SHIIP if there is a penalty for waiting to enroll in Medicare and sign up for SS. Please, please forgive typos...I'm rushing.
August 5 at 13:41 EST .

  4 people like this.

   Flaming Sword  Thanks everyone. This is so confusing.
August 5 at 16:44 EST .

  4 people like this.

   Tulsa  Flaming Sword. More info. For Part D (prescriptions which is optional ) all your medications are entered at and you are able to compare plans annually. There are senior organizations that will do this for you. Once your scripts are entered, they are usually there year after year even tho plans change. Plans come and go. You pay a monthly prem which can be deducted from you SS check if you mark the box when signing up for a Part D plan on line. You are given a number which is yours alone and allows you to find your list of meds which can be changed as needed. Meds added or removed, etc. Pls Note: Once you start Part D, if you fail to keep a plan (for a certain number of days/months ) and then try to sign up again, there is a fairly substantial penalty.

These plans can be very reasonable if you only take generic meds.
August 7 at 10:29 EST .

  4 people like this.

   Flaming Sword posted on Gardening & Landscaping  these look really interesting. Especially for Birdsnest
April 9 at 15:20 EST .

   17 people like this.

   Flaming Sword posted on Recipes  Who has a sous vide and who has an Instantpot? Let's swap favorite recipes.
March 30 at 18:02 EST .

   5 people like this.

   StormCnter  I'd never heard of a sous vide until I saw this post and then checked them out. How interesting! But I have run out of counter and cabinet space for additional appliances. As for the Instapot, it was a very popular Christmas gift in this widespread family last year. Everyone seems to have gotten one except me. The all seem to love it.
April 2 at 11:11 EST .

  8 people like this.

   Flaming Sword  I love them both. Sous vide? I can never again eat pork or chicken breasts any other way. Completely cooked, but soo moist and tender. And I love my Instant pot. Last night I had Italian sausages, homemade mashed potatoes and brussels sprouts. I realized when I was done I had only used one pot. The stainless liner.
April 2 at 14:32 EST .

  7 people like this.

   Flaming Sword posted on Recipes  Please look at this comment I found while looking for chicken gizzard recipes on a recipe site. . And with her IQ she’s breeding. She has kids. Scared yet?

December 9, 2010
I saw gizzards at the market and thought who would eat those things! then I saw this recipe and figured I would give it a try. they are excellent! crispy and tangy and much better than greasy chicken wings. my hubby Chunky Fred ate most of the bowl before the kids could even get to them. now that I know how to make them I am going to try beef gizzards and use the same recipe. thanks
January 28 at 18:34 EST .

   10 people like this.

   Aunt11  Flaming Sword Please look at this comment I found while looking for chicken gizzard recipes on a recipe site. . And with her IQ she’s breeding. She has kids. Scared yet?
Hi, I am new to the site but have been reading for years. No I am not scared. Evidently someone has not educated her on farm animals and perhaps she doesn't even know milk comes from cows.
maybe her kids are young or even old. That is not the point. Listen or watch Watters World on O'Reilly and learn what college educated kids know. They do scare me.
Your Flaming Sword Please look at this comment I found while looking for chicken gizzard recipes on a recipe site. . And with her IQ she’s breeding. She has kids. Scared yet?
Hi, I am new to the site but have been reading for years. No I am not scared. Evidently someone has not educated her on farm animals and perhaps she doesn't even know milk comes from cows.
maybe her kids are young or even old. That is not the point. Listen or watch Watters World on O'Reilly and learn what college educated kids know. That
does scare me.
January 29 at 15:14 EST .

  7 people like this.

   MeiDei  Well you sure prodded my curiosity - I think this is the site as it mentions "beef gizzards" in the comments : )
February 1 at 20:15 EST .

  8 people like this.

   Flaming Sword posted on Main Page The Lobby  If you are prone to power failures, try this on Amazon. I have one, will be ordering another or two.Rechargable. Touch it to change brightness, 3 levels. Even has a wrist strap hidden underneath if you need to walk the dog or go outside. Says it's good for outdoors (hang it in a tree? ) never tried that. I use it when I need to get under the mess of cords under my desk, the back of the pantry, and once in a power failure. Amazingly bright. Less than 20Bucks. Recharge it,no bulbs or batteries to replace.. Says it's good for at least 5 hrs if set on the bright setting. It weighs nothing. Once charged, it's there when the lights go out. A very good item.

Housmile Multifunctional Intelligent LED Moving Light, Built-in 2200mAh High Capacity Lithium Battery, Stepless Fingerprint Touch Night Lights for Home Indoors and Outdoors
January 23 at 18:27 EST .

   4 people like this.

   Flaming Sword posted on Main Page The Lobby
December 8 at 00:11 EST .

   5 people like this.

   Flaming Sword posted on Recipes  Has anyone here bought an Instant Pot yet? Favorite recipe so far?
September 27 at 18:38 EST .

   16 people like this.

   BirdsNest  Since no one seems to have one yet, why don't you tell us what you like about it. Give us a review.
October 4 at 12:22 EST .

  12 people like this.

   Flaming Sword  It looks a lot like an electric pressure cooker, which it is.
It's also a slow cooker, low-med and high, just like the one you have. It's a rice cooker. It's a steamer. It's a yoghurt maker. It's killer easy to use. It comes to pressure, starts cooking and goes to a warm for up to 10 hours when it's done. You can program when it starts. Stainless steel pot insert, no teflon or heavy ceramic pot like your crock pot. (OK for people with birds ) Here's the goodie that puts it over the top. Saute-low,high,you name it. Brown your meat or whatever, toss in the rest of your ingredients, push the button and walk away. When it hits pressure,(or you can change it to slow cooker mode ) it will beep to advise, and start cooking.When it's done, it will stop and go to warm mode.It will beep to advise then too. Every automatic mode can be changed to suit you. I've put 3 crockpots and a rice cooker in a box for charity. I've had it a few weeks and I don't think I've used anything else. About an hour ago I just finished a killer cheesecake in it. I love thick lima bean soup with hamhocks. My favorite comfort food. Dried unsoaked limas, start to finish yesterday, including time for pressure to release. 40 miniutes. 30 minutes cooking time.
October 4 at 19:19 EST .

  7 people like this.

   Flaming Sword  Bird,
I hope this strikes your fancy. You've been through a lot this year and I wanted to make your days a little easier.

Your Instant Pot will be delivered to your home by FEDEX on Oct. 7. It's the DUO6, the best one. hugs...
October 4 at 20:34 EST .

  9 people like this.

   Flaming Sword  Lots of info here
October 4 at 22:36 EST .

  7 people like this.

   BirdsNest  FS, you have just cause me to burst into tears. I googled the pot, it looks amazing! I have not cooked anything since Hagar went into the hospital, I just haven't had the interest in cooking for myself. I am gobsmacked over your generosity. What a kind and generous thing to do. Thank you.
October 5 at 08:16 EST .

  12 people like this.

   BirdsNest  The Instant Pot is a gorgeous piece of steel. Stainless steel insert to cook in. I am so impressed with the look of it.....and the recipes that you can search online for-which one to make first?? I am limited in what I can make. I don't have any meat except frozen and I thought I would make a pot of beans first. Pintos. I haven't had any real taste for meat recently so I think I will wait til I find that recipe that jumps out and says "make me!!". I am curious about the cheesecake though. Is it made in a special dish or pan or what?? I have made cheesecake in the slow cooker before-used half pint jars for that recipe. They were alright but I prefer baked. Maybe the IP will be a different outcome. Thanks Flaming Sword, it is magnificent.
October 7 at 17:41 EST .

  7 people like this.

   MeiDei  Flaming Sword made many angels smile! And He said: "well done, good & faithful servant."
November 23 at 19:53 EST .

  2 people like this.

   Flaming Sword posted on Main Page The Lobby  It's hitting the fan in Germany
September 19 at 20:02 EST .

   15 people like this.

   MeiDei  Angela should be more careful in what she asks for; horrendous.
September 19 at 21:28 EST .

  11 people like this.

   Flaming Sword posted on Main Page The Lobby  I don't really visit or post here much anymore, but I have a question for those here, as I know their intelligence is higher than average. I need your opinion.

You can't take it with you. We all know that . Why are the Clintons so hell-bent on getting more money? They aren't going to live long enough to spend what MILLIONS they've already stolen.

Serious question. What could their thinking be? What is their reasoning?
September 6 at 20:37 EST .

   17 people like this.

   HopeandGlory  It's about Control and Power . . . Pure Power, Power, Power!!!
September 6 at 22:17 EST .

  9 people like this.

   Fireball27  I agree with HopeandGlory. They are power hungry. Plain and simple.
September 6 at 23:15 EST .

  6 people like this.

   Safetydude  It' because they can...there is no one to stop them.
September 6 at 23:28 EST .

  7 people like this.

   MeiDei  The cost of maintaining their safety via Secret Service protection is galling considering they could well afford to hire private security. I hope the next president rescinds 0's lifetime protection - 10 years is more than enough once leaving office, especially if the president is under 55 years of age (think 30 years expense to the taxpayers x multiple presidents ).
September 7 at 09:03 EST .

  6 people like this.

   Safetydude  I'm hoping Trump will declare that he'll be "a dollar a year" President and forgo all retirement benefits.
September 7 at 21:37 EST .

  6 people like this.

   RedWhiteBlue  And they want to be WELL ARMED for the New World Order. Power, money, control. BAM! I'm hope prison for them myself!
September 8 at 00:23 EST .

  7 people like this.

   FlatCityGirl  It's a game. They are in competition with any number of people.

The name of the game: He who dies with the most money wins.

Power may play a part [except for her being president, they really already have all the power they can use], but mostly it's just a game.
September 8 at 11:09 EST .

  6 people like this.

   Flaming Sword posted on Recipes  Do you make your own yogurt? And what's your favorite flavor?
June 13 at 16:27 EST .

   18 people like this.

   Flaming Sword  Balo,
You said you're a bread baker too. Love it. Please let's swap really good bread recipes.. I'm a bread baking junkie.

I have a new recipe for Butterhorn rolls overnighting in the fridge right now. And a few days ago I FINALLY made a 100 percent whole wheat loaf that was not only edible, but tasty, and the 2 lb loaf did not weigh 6 lbs when finished.

Crap, that only took 15 years to get right. Let's swap recipes..please please please?

I have one for a Sicilian semolina/sesame loaf shaped into a gorgeous configuration. It takes 3 days to make, but you'll cry when you eat it. And co-workers will assault you in the parking lot for the recipe. Wanna swap????

Any others wanna pop in?
June 13 at 17:38 EST .

  13 people like this.

   Flaming Sword  Sorry people, the bread baking question was not meant to be added to this thread. Bread I can bake. Posting properly? Not so much.
June 13 at 17:40 EST .

  17 people like this.

   Balogreene  I want to try yogurt, but never have. I do have a ton of bread recipes, but they are all out of books. Will get back to you.
June 18 at 21:54 EST .

  13 people like this.

   BirdsNest  Yogurt is very easy. Homemade ricotta is also easy. It is not too much cheaper than store bought but lots better tasting.
June 19 at 06:36 EST .

  18 people like this.

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